Car Finance Barnard Castle

Have you found yourself being taken for a ride when it comes to buying a car in Barnard Castle? Don’t be a backseat buyer! Wouldn’t you prefer it if you could walk into a dealership just like a cash buyer and get the car of your choice on your terms? UK Car Finance can show you the way! With some of the best customisable finance deals of all of our competitors, UK Car Finance can offer an unmatched customer experience.

Your car finance expert is assigned to you and will be with you throughout your whole car buying journey, answering any questions you have along the way. We are offering a massive 98.4% chance of approval.  Why would you want to go elsewhere? If our approval rating along with our service offer doesn’t have you convinced, why not see your chances at getting car finance with us with our Car Finance Calculator!

Car Finance Calculator

Calculate Your Loan

Monthly Budget


Duration Of Loan


My Credit IS:

Representive example:

Cash price: £0.00, Deposit: £0.00, Amount of credit: £0.00, Rate of interest: 7.4% per annum, Amount of interest: £7.4, Lender Documentation fee: £0.00, Lenders option to purchase fee: £0.00, Total charge for credit: £7.4, First repayment: £0.00, Followed by 58 Monthly repayments of: £0.00, Final repayment: £0.00, Total amount payable: £0.00, Representative APR: 0.0%

Rates may differ as they are dependent on individual cirumstances. Subject to status.

If you would like to see how our past customers feel about their car finance with us, why not check out our list of UK Car Finance reviews we have been given by previous customers?

What can we do for you?

You can rest assured that when applying with us you have a quality service waiting for them. We make sure that your deal is tailored to you, putting you first. We hold a firm belief that you need more than just a set deal, and so we look to match you with a deal that is tailored to your situation. You can get information on your chance of approval with us with the Car Finance Calculator.

After you have applied and we have received your application, your personal car finance experts will find you the most suitable Barnard Castle car finance deals for you. After we have got your basic information, we will send your application to the relevant lenders for review. Your personal car finance expert will maintain contact with you throughout your whole car buying process, before, during and after. You will be informed about any opportunities available to you.

Once you have finalised your finance deal and signed the paper work you can then pick your car.


What do we do?

Once your car finance deal is sorted it could only be a matter of days until you could be driving away in your next car. What’s great is that you can pair your finance deal with any reputable car finance dealer –  meaning you can get any car that you wish.

You may know what car you want before applying for finance with us, which is great! If you know the dealer we can help set that deal up for you. Otherwise, we can help find the car you are looking for if you haven’t already. We know that some people will have their minds set on a car from the very start, and we accommodate for this as best we can.

If you are unsure about what car to get, your personal car finance expert is there to help get you one you’ll love. We can also provide you with access to our partnered dealers for viewing within your budget.

Why choose UK Car Finance?

When applying for your Barnard Castle car finance, we know there are many choices open to you, however, they are not as competitive as they might seem. When applying with a dealer, you may become a backseat buyer and lose your control over your finance. We want you to experience the purchase of your car just like a cash buyer – on your terms.

UK Car Finance are able to provide you with plenty of options in a competitive business environment where lenders will be competing for your business and its completely free. We make sure that you get the very best deal you can get when it comes to car finance as we strive to be the best amongst brokers, giving you everything we can to get you what you deserve.

Getting you a Barnard Castle car finance deal

Welcome to the boring but essential part of the info, and yes it makes us yawn too. The criteria for car finance. These criteria are kept as simple and as soft as we can for you, but it is important that you review them before you apply.


Credit Rating

  • To start, you should make sure that your credit rating is improving and not in decline, a credit rate that is positive is always something that will catch the eye of the lender, so when they see a credit rating on the up you may see that APR rate starting to drop down.


  • You should ensure you have not had a CCJ in the past year, if you have, make sure you are in the process of recovering your credit score. We recommend waiting twelve months between receiving a CCJ and applying for car finance, this will give you time to rebuild your credit score and renew your credit report for a chance at a better deal.


  • Bankruptcy is never a great situation to be in. If you are bankrupt, nobody can legally give you finance, if you have just come out of being bankrupt, we highly recommend building your credit first as your credit report may still appear to be in quite a severe state, however, we are still happy to help if you cannot wait.


  • You should also make sure that you are over 18, as it is illegal to provide credit to anyone below the age of 18. Once you pass the age of 18, we are happy to help you towards getting the finance deal you are looking for.


  • Residency within the UK is also something that comes up when getting you your car finance, you need to have been registered at a household, flat or several within the last three years. As long as you have been living in a residence continually for three years, you should be good to go for this point in the criteria.

Full UK Driving Licence

  • When applying with us, a full UK driving licence will give you access to all possible deals with us rather than having limits imposed onto you by not having one. A full UK driving licence is always a positive when it comes to getting you the car finance deal that is best for you.