Used Car Finance Chester le Street

Do you want to own a car but aren’t willing to spend heaps of money? You can get a well-maintained, reliable used car with a second-hand car loan from UK Car Finance. Used car finance Chester le Street allows you to buy with lower budgets, insurance costs will be less than a new car and what’s even better is that we even have no deposit options and great flexible payment plans.

When you apply for car finance with UK Car Finance – we get your finance package from our panel of lenders. You can then take your package into any reputable dealership in Chester le Street or anywhere else in the country just like a cash buyer. We want to give back power to you, putting you in the driver’s seat. Think you know what car you want? Have a look through some of the vehicles we have on our website.

Guaranteed Car Finance Chester le Street

We know that you may have seen while browsing online for car finance that some companies are offering ‘Guaranteed Car Finance’. Were sorry to tell you but no company whoever they are, can guarantee car finance. Companies who are advertising this are misleading people to believe that they are guaranteed car finance – when unfortunately you are not.

We can’t promise that we will be able to get Car Finance Chester le Street for you, but we do promise that with our exceptional team of personal car finance experts that we will work our hardest to get you a deal and give you truthful, welcoming advice about your car finance options.

Calculate Your Loan

Monthly Budget


Duration Of Loan


My Credit IS:

Representive example:

Cash price: £0.00, Deposit: £0.00, Amount of credit: £0.00, Rate of interest: 7.4% per annum, Amount of interest: £7.4, Lender Documentation fee: £0.00, Lenders option to purchase fee: £0.00, Total charge for credit: £7.4, First repayment: £0.00, Followed by 58 Monthly repayments of: £0.00, Final repayment: £0.00, Total amount payable: £0.00, Representative APR: 0.0%

Rates may differ as they are dependent on individual cirumstances. Subject to status.

How do I apply for Used Car Finance Chester le Street?

Before you apply, there are few things you need to consider.

Are you over the age of 18?

You need to be at least 18 years of age to be approved for Car Finance Chester le Street.

Are you not currently bankrupt?

If you have been bankrupt in the past, we can still accept you for UK Car Finance. However, you need to make sure that you have been discharged from bankruptcy before you go ahead and apply. It’s also a good idea to try and improve your credit score before doing so. You can check your credit score on our Car Finance Calculator

Have you lived in the UK for 3 years or longer

Lenders require you to provide 3 years address history to prevent people coming to the UK, getting out a loan and then moving back home again leaving the lender in a situation where they are unable to get payment from the person.

Are you able to make the payments?

This is an important aspect of financing a car to consider before you go any further. Can you afford the payments? Any lender from our panel will base your ability to pay on your total income from either benefits, or employment. They do not calculate your financial outgoings – you need to work out yourself how and if you’ll be able to afford Car Finance Chester le Street.

Car Finance Chester le Street

We have a system that allows you to check how eligible you would be for finance before actually applying. Don’t worry, we have adopted a soft search system which means that the search will not show up to future lenders on your credit file! Use our Car Loan Calculator now. Applying for car finance in Chester le Street has never being easier. We can guarantee that your car buying journey with us will be smooth, honest and helpful. It’s important to us that you are happy with your finance deal and the car you have chosen.

UK Car Finance is located just a small distance north of Chester le Street, ready to take your car finance to the next step. Our service doesn’t stop when you’ve been approved for finance, we can help you with any questions you may have as well as guiding you through your car buying experience – ensuring that you get the best deal.

We Approve 98.4% Of Our Applicants

Benefits of getting Chester le Street Car finance with us

  •  We look after you throughout your car buying journey from start to finish.
  •  We have an approval rating of 98.4%.
  •  Provide you with no deposit options and flexible payment plans.
  •  Local experts in Chester le Street Car Finance.
  •  We help you find the right deal to suit you and your budget.
  •  Our application process if straight forward with no hassle.
Happy Family In car | UK Car Finance

You could be driving away within 7 days of your application – why wait any longer. Apply now through our application form and we will be in touch.