Used Car Finance Spennymoor

Are you looking for Car Finance Spennymoor? You have landed on the right page. UK Car Finance have been providing car finance to people just like you, for over 3 years. With an exceptional approval rating of 98.4%, our company model means that almost everyone who applies with us – gets approved. You could be the next.

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We approve 98.4% of our applicants

We are one of the North Easts favourite car finance providers. You can see what our customers have said about us on our reviews page. Our team of exceptional staff are all born and raised within the North East region, with local knowledge on car finance and reputable car dealerships in your area is a huge advantage to you when it comes to obtaining your car finance deal. We work tremendously hard to get you a great finance deal that suits you.

We have links with local dealers across the North East, from County Durham, Tyne and Wear and Northumberland – you won’t be stuck for choice. We will do everything in our power to get you the car finance you deserve.

How do I know I’ll qualify for Spennymoor Car Finance?

With UK Car Finance you can jump into your car finance deal with open eyes. You can check your opportunities for car finance using our Car Loan Calculator prior to applying. You needn’t stress anymore, our process is extremely relaxed, we love to make our customers feel at ease when it comes to their car buying journey.

Our Car Loan Calculator allows you to check your credit as well as  provide you with you expected interest rate. It is a soft search tool meaning that it won’t be visible to future lenders on your credit file. The enquiry will show up on your file, but only you will be able to see it. A soft search can be made as frequently as you wish as it will not affect your credit score, but we do advise to stay away from applying for multiple finance opportunities as some lenders and companies do use a hard search which will have a negative effect on your credit.

Calculate Your Loan

Monthly Budget


Duration Of Loan


My Credit IS:

A loan of


Representative example:

Cash price: £0.00, Deposit: £0.00, Amount of credit: £0.00, Rate of interest: 7.4% per annum, Amount of interest: £7.4, Lender Documentation fee: £0.00, Lenders option to purchase fee: £0.00, Total charge for credit: £7.4, First repayment: £0.00, Followed by 58 Monthly repayments of: £0.00, Final repayment: £0.00, Total amount payable: £0.00, Representative APR: 0.0%

Rates may differ as they are dependent on individual circumstances. Subject to status.

How does Spennymoor Car Finance work?

UK Car Finance specialise in Car Hire Purchase which is a type of car finance. (HP) for short, provides you with finance deals that vary in length and are most often between 12-60 months. What’s great about HP is that after your term of agreement and once you’ve paid off all of your finance – you officially own the vehicle. With HP your monthly payments are low with only a small fixed interest rate. UK Car Finance can also provide you with no deposit options along with great flexible payment plans. Why wait any longer? Head over to our online application form to apply now.

You have a diverse range of options available to you with Spennymoor Car Finance, if you’d like to learn a little bit more about how car finance works then you can read more at: how car finance works.

We require that you are:


  • 18 years of age or older
  • Hold a full UK driving licence
  • Not currently bankrupt
  • Able to prove your affordability
  • Living in the UK for 3 or more years

You are one step closer to getting the car you’ve always dreamed of.

How long will it take until I’m driving away?

We have a quick turnaround at UK Car Finance. Our application process is simple and straightforward with no hassle. Our online application form asks you for a few personal details that should only take you a few minutes to fill in.

Within 24 hours of your application you will be contacted by your very own personal car finance expert and approved for car finance by our panel of lenders. Once you’ve got your finance deal in your wallet, depending on how long it takes you to choose your vehicle, you could be driving away with 7 days!

Need a car? Why wait!


If you have any questions don’t hesitate to email us on: