Car Finance Consett

A car is a fundamental for many people. Whether we need get ourselves to work, go to the supermarket, or even drop our kids of at school – a car is an essential part of everyday 21st-century life. As we all know, purchasing a brand new car is just not an option for many – which is why UK Car Finance offer car finance for used vehicles, saving you money for something else.

You can get the very best of used car finance today with UK Car Finance. Our experts are here to help you get a top deal with a trusted dealership. We want you have to control over your finance, which is why we allow you to use your payment at any reputable dealership within the UK. You can choose ANY car you want. We can advise you on certain dealers that can be trusted and those of whom you should avoid as we understand how important your car finance deal is to you.

How do I get Car Finance Consett?

Before applying – you can check how eligible you are for car finance Consett, and see how well rated your credit score is by using our Car Loan Calculator. This also shows your expected interest rate, using a soft search tool to ensure that the search isn’t visible to lenders on your credit file.

Calculate Your Loan

Monthly Budget

£

Duration Of Loan

Years

My Credit IS:

Representive example:

Cash price: £0.00, Deposit: £0.00, Amount of credit: £0.00, Rate of interest: 7.4% per annum, Amount of interest: £7.4, Lender Documentation fee: £0.00, Lenders option to purchase fee: £0.00, Total charge for credit: £7.4, First repayment: £0.00, Followed by 58 Monthly repayments of: £0.00, Final repayment: £0.00, Total amount payable: £0.00, Representative APR: 0.0%

Rates may differ as they are dependent on individual cirumstances. Subject to status.

We always tell every one of our customers to use our calculator. If you go ahead and apply and you aren’t approved – it can have a negative effect on your credit file, making it difficult for you to apply for future credit.

Get the credit score you need for your new car. We have some tips on how you can improve your credit score.

The application process

Once happy with your result, you can then use our online application form. It’s simple, quick and easy and only takes around 3 minutes to fill in. We ask for a few details regarding your financial income, including your employment status, along with your current address, date of birth, living situation and contact details. This application form comes directly to us, where a member of our team will review your application and give you a call back to go through some further details with yourself.

Once we have all of your relevant information, your application is sent to our panel of lenders. This is where they will review your affordability and tell us whether you have been approved for finance or not. The lender usually comes back to us within 24 hours, so our experts will call you as soon as they can to let you know that you have being approved.

Now you can choose a car. The best thing is you can get a car from any reputable dealership in the UK just like a cash buyer! We put you in complete control of your purchase, giving you a wide variety of choice – providing you with flexibility and a range of options. We are here to help you benefit from your Car Finance Consett deal, taking care of you throughout your buying journey. Check out some of the vehicles we have available.

Different Cars In Line Up | UK Car Finance

Within 7 days, you could be collecting your keys and driving away your new car. Apply now.

Frequently Asked Questions

 

What is car finance

Car finance is borrowing money just like a loan but specifically for a car. With this loan, you agree to pay the amount you have financed, plus a finance charge (interest rate), over a period of time. Paying for a vehicle up front isn’t an option for many, with car finance you can split the costs into manageable amounts usually spread over a number of years, every month

Do I need to be in regular employment to get a loan?

Applicants are assessed on their overall income, whether that’s employment, benefits, or self-employed. As long as you can prove that you are able to afford to repay the loan you are applying at the agreed rate. But remember, the greater the risk is to the lender, the more interest they will charge you.

What if my credit score isn’t that great?

If you have a low credit score, our lenders may still accept you for a finance deal but at a much less competitive rate. If you are in doubt about your credit history, you should try out ways to improve your credit score before applying. You can read our blog post on: how to improve your credit score.

 

 

 

Please apply if you can say yes to the following five statements…

I am 18+ years old         Lived in the UK for 3+ years            Free from bankruptcy                    Can prove your affordability                 Hold a full UK driving licence