Used Car Finance Darlington

Do you live in Darlington and need a car? Then our Darlington car finance package is for you.

Car Finance Darlington is super easy regardless of your requirements. We have a variety of options we can offer you from no deposit to great flexible payment plans. Financing a car has never been so simple. We put you in complete control of your car finance deal giving you all the helpful advice and support you need as well as the ability to check your approval rating and flat rate upfront before you apply!

Not looking for car finance in Darlington? Maybe you were looking for Car Finance in Durham or Consett Car Finance instead?

Check your chances of being approved before you apply

You can use our Car Loan Calculator to help you work out what your monthly repayments would be. Use the “more accurate quote” button to find out not only your chances of being approved but also your expected flat rate all before you apply.

Calculate Your Loan

Monthly Budget

£

Duration Of Loan

Years

My Credit IS:

Representive example:

Cash price: £0.00, Deposit: £0.00, Amount of credit: £0.00, Rate of interest: 7.4% per annum, Amount of interest: £7.4, Lender Documentation fee: £0.00, Lenders option to purchase fee: £0.00, Total charge for credit: £7.4, First repayment: £0.00, Followed by 58 Monthly repayments of: £0.00, Final repayment: £0.00, Total amount payable: £0.00, Representative APR: 0.0%

Rates may differ as they are dependent on individual cirumstances. Subject to status.

To increase your chances of being approved for Darlington car finance try and tick off as many of the below as possible:

Pass your driving test before you apply

If you have a provisional driving licence you’re massively limiting the lenders who could approve your application. There are options out there, but to be able to match you to more car finance lenders and give you the opportunity of getting a better package we would strongly recommend waiting until you pass your test first. Our process is so fast if you apply on the day you pass your test we could have you approved and looking for the car you want the same day. We know you’re eager to get your car, but if you can it’s usually worth waiting until you are a full UK driving licence holder.

Have an income of £800 or more

How much exactly depends on the car finance lenders own criteria, but typically an income of £800 or more a month is required to get approved. This can be made up by various incomes such as a wage, Personal Independence Payment, Disability Living Allowance, Carers Allowance, or a combination of these. Some lenders do accept Employment and Support Allowance and child and working tax credits to top up your earnings but they can’t be your primary source of income.

Wait at least 12 months if you have a CCJ

If you’ve had a County Court Judgement in the past year then it’s best to wait until the full 12 months have elapsed so that you don’t limit your options. If you have multiple CCJ’s or your CCJ is for a large sum (usually over £1,000) it can be more difficult to get you approved, but remember lenders consider a lot of other factors too such as your affordability and your other credit history.

We make applying for car finance as easy as 3 simple steps

  • Apply online now with our quick and easy application form
  • Once you’ve been accepted, choose your car
  • Sign the paperwork, collect the car, and drive away!

Let’s get started