Used Car Finance Durham

Do you live in Durham and have been looking for used car finance? UK Car Finance offers amazing finance deals in your area. You can benefit today from local car finance experts that take care of you throughout your buying journey.

We give you the option to check your chances for car finance before actually applying, just use our Finance Calculator. Don’t worry, our calculator adopts a ‘soft search’ practice meaning that while an enquiry will appear on your file, only you can see it. You could be part of our 98.8% approval rating.

Calculate Your Loan

Monthly Budget


Duration Of Loan


My Credit IS:

Representive example:

Cash price: £0.00, Deposit: £0.00, Amount of credit: £0.00, Rate of interest: 7.4% per annum, Amount of interest: £7.4, Lender Documentation fee: £0.00, Lenders option to purchase fee: £0.00, Total charge for credit: £7.4, First repayment: £0.00, Followed by 58 Monthly repayments of: £0.00, Final repayment: £0.00, Total amount payable: £0.00, Representative APR: 0.0%

Rates may differ as they are dependent on individual cirumstances. Subject to status.

When applying for car finance with UK Car Finance, you can use your finance in any car dealer in Durham or elsewhere in the country just like a cash buyer. Putting you in complete control of your purchase. We can give you a wider variety of choice, unlike applying for finance directly through a dealer. UK Car Finance can provide you with a lot more flexibility.

Car finance has never been easier in Durham! Located only a small distance North of Durham, our car finance experts are ready to find you the best deal.

Will I be approved for Durham used Car Finance?

Our approval rating is 98.8% so you have a great chance of being approved with UK Car Finance. What’s even better is that you can find out if you’ll be approved before you even applying using our car loan calculator.

Can you tick all of these boxes:

  • You are over 18 years of age
  • Free from bankruptcy
  • You have lived in the UK for 3+ years
  • You hold a full UK driving license
  • Must be able to prove your affordability

How do I get car finance Durham?

We work harder than any other Durham car finance providers and dealers to ensure that we provide you with the best deal you can get. All you have to do is apply now through our online application form and we will be in touch as quickly as possible.

As we are a Car Finance Broker, it’s our job to make sure that you are being lent the correct amount of money for your budget. We want you to get Durham Car Finance that fits you perfectly. We don’t take any deposits from you and we have fixed interest rates so there will be no messy surprises. You also have the choice whether you want to conduct weekly or monthly payments and you can delay your first payment for 6 weeks!*

*Subject to lender.

Used Cars for sale in Durham

We provide a great finance deal and pair it with a good car dealership. This means that you can use your finance at any dealership in Durham and the surrounding area (we have excellent knowledge on which car dealerships to trust and who to avoid). Our service doesn’t stop when your car loan pays out, we also ensure that you are well looked after when it comes to buying your car.

Why not have a look at some of the cars we can provide for you:

How to improve your chances of getting Car Finance in Durham

Don’t ever be told that ‘you’re not good enough’. There are many ways in which you can improve your credit score which will aid getting Car Finance.

Why not read out blog on how to improve your credit score.