Used Car Finance Middlesbrough

Have you always wanted to get Middlesbrough Car Finance but been worried about applying? You don’t need to worry anymore. With UK Car Finance you can check your credit score before-hand along with your expected interest rate using our Car Loan Calculator. You can go into your application with confidence knowing your eligibility of been approved. What’s also brilliant is that our calculator is soft search meaning that it won’t harm your credit file as prospect lenders will not be able to see the enquiry!

98.4% Approval Rate

At UK Car Finance we don’t mess around – we are here to help you get the best deal you can get. We have managed to assist and support 98.4% of our applicants into their next car. Believe us when we say we work extremely hard to get you Middlesbrough car finance.

You can check for yourself by reading some of UK Car Finance’s reviews from customers just like you.

Don’t be a backseat buyer!

Calculate Your Loan

Monthly Budget

£

Duration Of Loan

Years

My Credit IS:

Representive example:

Cash price: £0.00, Deposit: £0.00, Amount of credit: £0.00, Rate of interest: 7.4% per annum, Amount of interest: £7.4, Lender Documentation fee: £0.00, Lenders option to purchase fee: £0.00, Total charge for credit: £7.4, First repayment: £0.00, Followed by 58 Monthly repayments of: £0.00, Final repayment: £0.00, Total amount payable: £0.00, Representative APR: 0.0%

Rates may differ as they are dependent on individual cirumstances. Subject to status.

Your finance deal – your choice

We understand that your choice of car is essential to you. When you apply with us, you get your very own personal car finance expert who will assist you through your whole finance and car buying journey. You can utilise this to ask as many questions you want or even stress your worries to us – at the end of the day, we want your finance deal to be in your control.

Do you know what vehicle you want? If you do, then you can get it. Once you’ve been approved for finance you can use your deal with any car dealership in Middlesbrough or anywhere else in the UK. You have variety and choice.

Don’t know what car you want? Not to worry, we have a range of vehicles that we can supply for you. Take a look at some of the cars we have now. If you want help finding a car, your personal car finance expert can also help assist you on what you require from a vehicle.

Why not have a browse through some of the vehicles we can offer you.

cars

What happens when I apply for Middlesbrough Car Finance?

You’ve applied through our short online application form. What happens next?

You’re application comes through to us here at UK Car Finance where you’ll be assigned your very own local personal car finance expert. You’ll be contacted to confirm your details and find out what you are looking for in you finance deal, whether that’s no deposit or even the length of the loan you want to take. We do this to ensure that you are sent to the correct lenders we think you’d be suited to and are most likely to be approved from.

You’ve been approved for car finance and you have a number of lenders to choose from. You can decide which offer is best suited to you. You have the power! Sign all your documents for your preferred lender and start looking for a car. Remember you’re not restricted to choice, you can choose any car from any reputable car dealer in the UK.

You could be in your next car within 7 days!

Why will Used Car Finance Middlesbrough benefit me?

Car finance is so simple. In short terms it’s technically borrowing money just like a loan but you’re using the loan for a specific service which in this case is for a car or a vehicle. You must be able to pay back the amount of money you have loaned along with the interest rate you have agreed with the lender. Most people find it difficult to pay outright for a car, which is why we make buying a car super easy for everyone.

As we specialise in Car Hire Purchase (HP), you don’t NEED to pay a deposit with us or at least a very small one at that – we have various options including no deposit ones. With HP you don’t own the vehicle, your technically just hiring it until that final payment is made. We have great flexible payment plans that can work specifically round you. You may have the choice whether you pay back your loan either weekly or monthly dependant on the lender, along with fixed interest rates so there’s no messy surprises.

Let's get started! Fill out the form below and we'll get the ball rolling!

  • I am 18+ years old
  • I have lived in the UK for 3+ years
  • I am not currently bankrupt
  • Are able to prove you can afford car finance

Step One:

Personal details:

Select your title.

Enter your first name.

Enter your last name.

Enter your valid email address.

Enter your contact number. Mobile number should be a minimum of x11 characters.

Enter your birth day.

  Enter your birth month.

  Enter your birth year.

Select your marital status.

Where have you lived for the past 3 years?

Address 1

Enter your house number.

Enter your street name.

Enter your city.

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Enter your postcode.

Enter time at this address.

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Select your current living situation.

Address 2

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Select your current living situation.

Address 3

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Address 4

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Address 5

Enter your house number.

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Enter your postcode.

Enter time at this address.

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Select your current living situation.

Step Two:

Financial information:

Select your type of driving licence.

Employment Information

Select your current employment status.

Enter your company.

Enter your employment job title.

Enter your monthly income.

Enter time at this employer.

Enter time at this employer.

By pressing the apply now button, you are authorising us to pass your details to lenders we feel may approve your application. These lenders may register a credit check on your credit file. Excessive credit checks may harm your chances of obtaining credit in the future.