Car Finance Sunderland

If are you seeking car finance in Sunderland then you have come to the right place. UK Car Finance has an exceptionally high approval rate of 98.4% of our applications being approved with our lenders – making us the top Car Finance broker in the North East. Our outstanding car finance experts guide you every step of the way from the application to choosing your new car, making sure that you are happy.

Applying for Car Finance Sunderland has never being easier.

Calculate Your Loan

Monthly Budget

£

Duration Of Loan

Years

My Credit IS:

Representive example:

Cash price: £0.00, Deposit: £0.00, Amount of credit: £0.00, Rate of interest: 7.4% per annum, Amount of interest: £7.4, Lender Documentation fee: £0.00, Lenders option to purchase fee: £0.00, Total charge for credit: £7.4, First repayment: £0.00, Followed by 58 Monthly repayments of: £0.00, Final repayment: £0.00, Total amount payable: £0.00, Representative APR: 0.0%

Rates may differ as they are dependent on individual cirumstances. Subject to status.

Your Car Finance Journey

  1. Applying online using our simple and easy application form
  2. One of our car finance experts will contact you regarding your application
  3. Your details are then confirmed with ourselves
  4. The information you have provided to us is then sent to our panel of lenders where they will review your affordability
  5. The lender will come back to us within 24 hours to say you have being accepted for car finance
  6. You can then choose your car (the best part)
  7. Within 7 days you drive away in your new car

At UK Car Finance, we guarantee an amazing service to customers just like you for Car Finance Sunderland from our personal team of car finance experts. It is important to us that you are happy with your finance deal and the car you have chosen.

How do I get Car Finance Sunderland?

The first thing you should do is use our Car Finance Calculator  to check how eligible you will be for car finance before you actually apply. Our calculator adopts a soft search tool that enables customers to make an enquiry without it showing to potential lenders on your credit file.

We tell all of our customers this because if you go ahead and apply not knowing how your credit score is – if by any means you aren’t approved – it will cause a negative effect on your credit file.

Struggling with credit? Learn more about how to build your credit score.

If I have a CCJ can I still get Sunderland Car Finance?

 

You can still receive Car Finance in Sunderland with a bad credit rating, but there are a number of variables that contribute to a bad credit history – CCJ’s being one of them.

A CCJ is a County Court Judgement that are usually requested by lenders against borrowers who haven’t successfully repaid their loans or debts on time. CCJ’s stay on your credit file for a period of 6 years, however once your outstanding debts have been paid you can request for a note to put onto your CCJ indicating to any future lenders that you have successfully repaid all that you owe. Sometimes lenders will favour you if you have a 5 year old CCJ over someone who has just received a judgement. The value of your CCJ also plays a part, if it’s just a small amount it’s not as bad as the bigger ones.

If you have had a CCJ UK Car Finance can still help you. If you have paid off your CCJ, it is a positive thing for lenders to see. To make your approval easier, you could make sure you have a guarantor who has a better credit history then you. This person takes on the responsibility for your Sunderland Car Finance– essentially guaranteeing that the loan will be repaid on time. The guarantor agrees to pay the finance to the lender if for any reason the main applicant does not. Guarantors really help when lenders are making their decision to offer you the finance.

What our customers say about Sunderland Car Finance

Benefits of getting Sunderland Car Finance with us

UK Car Finance take care of the customer car buying journey from start to finish. We make sure that your application is dealt with efficiently, professionally and provide you with top quality service.

When you apply with UK Car Finance, you can browse our huge selection of cars on finance that are available with NO DEPOSIT. Yes, that’s right – we provide no deposit options along with great flexible payment plans. Even if the car you want isn’t in stock on our website, you can use your finance deal and partner it with any reputable approved dealership in the UK.

We offer competitive interest rates and have an exceptionally high approval rate of 98.4%, meaning that you have the greatest chance of getting car finance with us.

Let's get started! Fill out the form below and we'll get the ball rolling!

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  • I am 18+ years old
  • I have lived in the UK for 3+ years
  • I am not currently bankrupt
  • Are able to prove you can afford car finance

Your Title:

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Your Full Name:

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By progressing to the next step we will perform a free soft search credit check to allow us to more accurately help you with your car finance. Don’t worry though this has no impact on your credit.

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