Finance this Mercedes Benz A180
Low Rate Car Finance From 6.4% APR
233.20 per month over 59 months with a one-off payment of £234.20.
✅ No deposit
👉🏻 6 Months Free Warranty
🚘 Free Delivery to your doorstep
🔎 No harm to your credit score when you apply
⏱ Finance decision within minutes
🤝 Part-exchange accepted
Borrowing £11,999 over 5 years with a representative APR of 6.4%, an annual interest rate of 6.21% (Fixed), and a deposit of £0.00, the amount payable would be 59 monthly payments of £233.20 per month then 1 monthly payment of £234.20 with a total cost of credit of £1993.00 and a total amount payable of £13.993.00.
Get a free, no-obligation quote.
We can match you up with the most suitable lenders. All you have to do is fill in the application form it’s super easy and can be done in just a few minutes. As we only perform a soft search they’ll be no impact on your credit score either.
We’ll get the paperwork & sort the legal stuff.
We’re here to guide you through all the boring bits. When you have decided which finance package works best for you, we can sort out all the paperwork out and ensure all the legalities are in place so you are completely sorted.
It’s time to find the vehicle.
Now for the exciting part! Once your car finance is in place, it’s time to find the car or van you’re after. You can use your finance at a huge range of trusted dealerships and our team are on hand to help speak to dealerships on your behalf. We also have a car buying team who are always happy to help.
Choose Low Rates
Here at UK Car Finance, our mission is to get you the best finance package we can. We are on your side that is why we have put together a fantastic lending panel offering low rates, no deposit options, and flexible finance packages.
UK Car Finance’s Mission
Straight forward car finance solutions you can use anywhere.
Car finance can get overly complicated. We’ve stripped it right back and made it as easy as can be. We’re here to get your vehicle finance sorted at the lowest rate possible.
Don’t forget to use our car finance eligibility checker for a better understanding of which rate you are eligible for.
Who is eligible for car finance?
Each lender has its own criteria, but we can give you a good guideline as to what requirements you will need to get approved for car finance here in the UK.
Max 75 years old.
Although some lenders will accept you from 18 years old, you have much more options available once you have turned 21. The younger you are the less credit history you have and therefore it is much harder for a lender to determine your management of credit.
Affordability is the most important factor when it comes to getting that car finance approval. The larger your income level the easier it will be. Typically lenders look for an income level of at least £1,000, some require more. Your income is your wage, bonuses, commission, top ups, and any benefits you received. Make sure to include it all when you apply.
It is worth noting that your credit file helps lenders decide but will not guarantee an outcome one way or another. Someone with an excellent credit score can still be declined whereas someone with a bad score can get approved.
Proofs & Documents
If you get paid cash in hand and never bank your income then a lender can’t see it. We recommend putting your income into a bank account (even if you take it immediately back out) for the three months prior to applying. This can be used as proof of your income and affordability which is extremely important for getting vehicle finance.
✅ Part-Time Employment
✅ Benefit-Only Income
We have lenders that accept all options so don’t worry. However, full-time employment is accepted universally across the board.