UK Car Finance

It’s car buying the right way round! Let UK Car Finance put you in the driving seat today.

Get your car finance sorted

Apply with UK Car Finance today and you can walk into the car dealership just like a cash buyer, knowing you have the very best car finance deal in your pocket!

Getting car finance has never been more straight forward. Use our car finance calculator and find out what car finance we can get you!

Free Warranty

UK Car Finance ltd is the only car finance provider to provide warranty on cars we don’t own and we do it completely free of charge. We’re that confident in the car dealerships we work with.

Choose from a huge range of dealerships

We sort your finance first giving you the freedom to choose the car you really want from a huge range of trusted dealerships across the whole UK.

Delay first payment for up to 6 weeks

That’s right you can delay your first car finance repayment for up to 6 weeks giving you time to just enjoy your driving.

Calculate Your Loan

Monthly Budget


Duration Of Loan


My Credit IS:

Representive example:

Cash price: £0.00, Deposit: £0.00, Amount of credit: £0.00, Rate of interest: 7.4% per annum, Amount of interest: £7.4, Lender Documentation fee: £0.00, Lenders option to purchase fee: £0.00, Total charge for credit: £7.4, First repayment: £0.00, Followed by 58 Monthly repayments of: £0.00, Final repayment: £0.00, Total amount payable: £0.00, Representative APR: 0.0%

Rates may differ as they are dependent on individual cirumstances. Subject to status.

Girls Driving | UK Car Finance

UK Car Finance Putting You in the Driving Seat

Sick of dealing with pushy car sales people, bombarded with finance jargon and unsure if you're really getting the best finance available?

At UK Car Finance, you deal with your personal car finance expert, who will secure you the best finance deal you can get, meaning you can walk into the dealership just like a cash buyer. We help you navigate the minefield that car finance can be and ensure you drive away happy.

You no longer have to walk into a car dealer and accept the first offer on the table. We will find you the most suitable car finance package so that when it comes to getting a used car, you have the choice of trusted FCA approved dealerships.

At UK Car Finance, we have a wide panel of lenders that we use to seek out the most suitable car finance for you. Whether you are looking for no deposit car finance or hire purchase car finance then we are here to help!

Couple who bought their new car through UK Car Finance
Who can UK Car Finance help get car finance?
We can help you too!

thumbs up icon Full / Part Time Employment
thumbs up icon Self Employed
thumbs up icon Agency Workers
thumbs up icon All Credit Situations (From Bad – Excellent)
thumbs up icon Carers / Disability Allowance
thumbs up icon HM Forces

And many, many more!

Get Started
Range of Different Cars | UK Car Finance

North East Car Finance Experts

UK Car Finance are based right here in the North East too! If you looking for car finance in Northumberland, Tyne & Wear or County Durham, then we are best placed to help. We know both the best lenders to suit you and the best dealerships in the North East so we can ensure you drive away happy. We don’t have the best car finance reviews in the area for nothing.

Frequently Asked Questions

How do I get a car on finance?

To get a car on finance all you have to do is fill out our application form. From there we have to give you a quick 5-10 minute phone call to confirm your details and understand what you want from your finance, (no deposit, specific car etc.). Your personal car finance expert will then match you up with the most suitable lenders and find you a fantastic car loan. You then choose which car finance offer suits you the most, sign the paperwork and you can go off car shopping!

Does my credit score impact on my chances of being approved for car finance?

Your credit score is part of the criteria car finance lenders use to decide whether or not to offer you a car loan. Your recent credit history is more important than long term history therefore, you should apply for credit when your credit score is on the rise to ensure you have the best chance of being approved. Find out how to improve your credit score over on our blog.

What is the criteria for getting car finance?

  • Must be 18 or older
  • Must have lived in the UK for 3 years of more
  • Can not currently be bankrupt
  • Must be able to prove your affordability
If you can say yes to the above we can help get you car finance.

From the blog