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    Low rate car finance

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    No deposit options

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    Decision in minutes

Cars on finance with no deposit

Are you looking for no deposit car finance? If you’ve applied for car finance before, you’ll know that a lot of companies will ask for a deposit to put down. This can be difficult to get together, with many of us not having that kind of disposable income to put towards a car.

If you’re looking for 0 deposit car loans, then you’ve come to the right place. UK Car Finance can offer you a wide range of car finance deals with absolutely no deposit required!

Used Car on Finance No Deposit

If you’re after a used car finance no deposit then look no further! We’re wizards at this car finance stuff, so we can help you find an excellent used car finance deal in no time at all.

We can help arrange car finance deals with no deposit to pay. Our broker service is completely free to use, so there’s no reason to not use us to help you find a good deal on your car finance loan.


How does car finance with no deposit work? 

car finance application form

1. Get a free finance quote

Fill in your details on our application form and we’ll match you up with the most suitable finance lender.

Choosing car online

2. Pick your car 

Choose your car from any UK FCA-approved dealership.

choose your car

3. Drive away with no upfront payment

Enjoy your new car with no deposit!

Who is UK Car Finance? 

If you’re new to our website, you may be wondering who we are and how we have the ability to offer no deposit finance cars. We’ve been around the block a few times and have built relationships with some of the most trusted lenders in the UK that specialise in 0 deposit car finance. As an online car finance broker, we act as the middleman between you and the lender. We take your application and put it in front of a wide range of lenders. Looking for car finance with no deposit? No problem! We’ll let our lenders know and then match you with the most suitable finance package. As a broker, we liaise with the lender on your behalf and do all the leg work for you. We complete all our paperwork in-house and once you’re happy, we just need you to sign on the dotted line! You then have the freedom to shop used cars with no deposit from any FCA-approved car dealership in the UK. Once you’ve chosen the car that’s right for you and your budget, we verify the dealership and offer you a free warranty for extra peace of mind. All that’s left to do is for you to pick up your no deposit used car!

UK Car Finance Exterior Shot

No deposit car finance – which cars are available?

We can provide no deposit car finance for cars available to buy from a choice of trusted FCA-approved dealerships in the UK. So, if you’ve already fallen head over heels for a car already from a local garage, we can finance it!

We can offer competitively low-interest rates and no upfront payments! We work with a range of lenders who can get you on the road with an affordable car finance deal.

No deposit car finance made easy!

We know that life can get in the way and if you need a used car in a hurry, you may not have a deposit to hand. We understand that not everyone has the cash available to put down for a car, that’s why we believe our 0 deposit car finance deals can suit a whole range of customers. If you don’t want to spend your well-earned savings on a down payment, you don’t have to! All our car finance UK no deposit deals are affordable and flexible and you can choose a term that suits you.

Am I eligible to apply for car finance with no deposit?

We want to help as many people as possible get into a car, but there are a couple of requirements that you need to meet in order to help us to work our magic on your application.

You must;

  1.  Be 18 years old or older
  2. Have lived in the UK for at least 3 years
  3. Not currently bankrupt
  4. Be able to prove your affordability
  5. Hold a full UK driving licence

Still unsure? Why not check out our car finance eligibility criteria

How do I apply for no deposit car finance?

Applying for car finance with UK Car Finance is really simple! Our application form takes just a minute to fill out and this will ping your details over to our in-house customer contact team. From there, your personal finance expert will then give you a quick phone call to confirm the details you provided are correct and ask what kind of car you’re after. They’ll then send your application over to the lenders on our panel that we think will approve you. After that you simply choose the best deal for you, sign the paperwork and collect your car!

Am I Guaranteed Car Finance?

We’re sorry to burst your bubble, but no finance company can guarantee car finance. It’s impossible for any company to guarantee car finance and if you see a company advertising this then they are misleading you!

We can’t promise that we’ll get you car finance with no deposit, but we can promise that our team will work their hardest to find you a car finance deal and give you honest, friendly advice about your car finance options.

How much can I borrow for car finance without a deposit?

In short, there’s no limit to how much you can borrow without putting down a deposit! We treat each finance application differently and will provide you with a finance deal that suits you.

Get a 0 deposit finance deal that suits you

We have access to a range of finance lenders with many finance packages. Get a flexible and affordable finance deal that suits you with no upfront payment!

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