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Car finance for first time drivers: what you need to know.

Car finance for first time drivers: what you need to know.

If you’ve recently passed your driving test, we congratulate you! If you’ve come across our page, it also means you are a first time driving looking for car finance! Getting car finance for first time drivers is a simple and easy process with UK Car...

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Best family cars to buy

Best family cars to buy

Which is the best family car to buy 2024? Families will need different requirements when looking for their next car. Things such as the size of your family, the space you need and how often you use your vehicle can all contribute to what sort of car you buy. SUVs such...

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Can you put a private plate on a financed car?

Can you put a private plate on a financed car?

Private registration plates are a way for drivers to make their cars more personalised. You can buy private registrations online and fit them on your vehicle as long as they meet the DVLA guidelines. Before you fit a private reg to your car, you will need to abide by...

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How to check if a car has existing finance?

How to check if a car has existing finance?

Cars with outstanding finance against them can be a problem when it comes to private selling. Usually, buying a car from a dealer is safer because dealers will do background checks on the car. When you buy a car from a private seller, you won’t have any idea...

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Buying a used car checklist

Buying a used car checklist

There are so many reasons why drivers love used cars! From lower purchase prices to endless amounts of choice, it’s no surprise the second-hand car market always comes out on top. When you buy a used car from one of our trusted dealers, you can be assured your...

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New cars to look out for this year

New cars to look out for this year

The new car industry has faced a turbulent few years but sales have increased and customer demand seems to be growing. So, looking ahead to 2024 with a positive spin, we look at the best cars coming out this year! There are so many models to keep an eye out for but...

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Best car for carrying bikes

Best car for carrying bikes

If you’re a keen cyclist or just enjoy getting out with the family, you may be looking for the best car for bikes! In theory, almost any car would be fit for carrying a bike, but you may not want to be taking your beloved bike apart each time you want to head...

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How to change a headlight bulb

How to change a headlight bulb

Are you looking for how to replace a car bulb at home? Look no further, the most recent article in our ‘how to…’ series teaches you how to change a car headlight bulb at home! It can be possible to replace a car bulb yourself but it can depend on...

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What to do when selling a car?

What to do when selling a car?

Whatever your reasons for needing to sell your car, you may be wondering where to start with the process! It can be confusing but doing your research beforehand can help to save you time and money. Our ‘how to sell a car checklist’ below is here to help...

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FCA launches car finance commission investigation

FCA launches car finance commission investigation

The FCA recently launched an investigation into whether car finance customers were overcharged for their loan and the review could see millions of drivers receive compensation. The Financial Conduct Authority has already received over 10,000 complaints from customers...

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Bad driving habits you need to quit

Bad driving habits you need to quit

When you’re learning how to drive, your bad habits will be picked up on and corrected by your instructor. However, once you’ve passed your test, it can be easy to fall into bad driving habits! Many drivers don’t even realise the habits they have...

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Is GAP insurance worth it?

Is GAP insurance worth it?

If you were to make a car insurance claim and your car is written off, GAP insurance may come in to save the day. Guaranteed Asset Protection or GAP insurance is an optional policy which can be taken out when buying a new car. This insurance covers the...

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Top tips for driving in the dark

Top tips for driving in the dark

Do you find it hard to drive in the dark? You’re not alone! When the dark evenings and mornings draw in, you may find it harder to get a clear view of the road. Driving late at night or early in the morning when it’s dark means reduced visibility, dark...

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How to check your credit report

How to check your credit report

Before making any application for car finance, a loan, credit card or mortgage, we recommend that you know where your current credit score stands! Your credit indicates to finance lenders how good you are at keeping up with your finances and credit agreements. By...

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Christmas gifts for car lovers

Christmas gifts for car lovers

Welcome to the ultimate Christmas gift guide for car lovers!  Yes it’s that time of year again, Christmas is just around the corner and you’ve probably started to wonder what to get your loved ones. Do you have a car lover in your life who you want to get the...

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Common car dashboard warning lights

Common car dashboard warning lights

The warning lights on your dashboard are there to help prevent accidents and indicate an issue with the vehicle. Ignoring your dashboard warnings is a common bad habit many drivers get into but it could be costly. We agree when a warning light pops up it can be a...

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Most reliable used cars UK

Most reliable used cars UK

For many drivers, reliability is key when shopping for their next car. A reliable car is less likely to break down, has increased mileage between repairs and the cost of repairs is usually low. Second-hand cars don’t tend to have the best reputation for...

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7 questions to ask yourself before car finance

7 questions to ask yourself before car finance

Car finance is an easy and cost-effective way to spread the cost of getting a car into monthly payments that suit you. For many UK drivers, getting a car on finance is the only way they can afford to get a vehicle and it means they can get a newer, better car than...

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How to remove scratches from car

How to remove scratches from car

Any scratch on your car can affect its appearance; if it isn’t your fault, it can be annoying! However, whether it was your own fault or someone else’s, you may be wondering how to fix scratches on your car at home. Depending on the size and type of...

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North East Road Trips | Places to Drive Near Me

North East Road Trips | Places to Drive Near Me

Best road trips in the North East! The UK Car Finance office is based in the heart of the North East! We’re positioned just outside of Newcastle-upon-Tyne in the village of Killingworth in North Tyneside. We have easy links to our neighbouring towns and cities...

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Most Haunted Roads in The UK

Most Haunted Roads in The UK

When spooky season approaches, we love to share a scary story! And what could be better than the most haunted roads in the UK? From tales of the ghost bride on Blue Bell Hill to the Hellhound of Blairgowrie, we’re bringing you terrifying ghost sightings on UK...

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Best sports car to buy this year UK

Best sports car to buy this year UK

Sports cars can help to make even the most boring drive into a fun one! Buying a sports car means you benefit from a higher level of dynamic performance, they’re fast, nimble and exciting to drive. Whether you’re a sports car enthusiast or you’re yet...

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How to change your windscreen wipers

How to change your windscreen wipers

Owning a car can be expensive and if something goes wrong you may not know what to do. We also all like to save a little money here and there so why not learn how to keep on top of basic car maintenance at home? We’ve already brought you guides on how to change a...

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New driving laws UK you may have missed

New driving laws UK you may have missed

New UK driving laws you may have missed this year.  In the UK, we usually see new driving laws being introduced each year to help keep drivers and road users safe. It’s important that all drivers keep up to date with the latest UK driving laws and kick those bad...

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How to check tyre pressure

How to check tyre pressure

Checking the tyre pressure on your car is an easy job you can do yourself at home with little equipment. Underinflated or overinflated tyres can be a problem. Not only can they affect your driving and stopping distances but they can be costing you more money in fuel!...

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How to spot the signs of brake problems

How to spot the signs of brake problems

Let’s face it, people these days are reluctant to check and maintain their mechanical parts of their vehicles – including their brake system. Just like tyres, brakes also wear down with use over time, indicating that performance can weaken and stopping distances would...

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Should I buy a new or used car next?

Should I buy a new or used car next?

The automotive industry has changed so much in the past few years and it can be hard to know which car to buy next. Sales of both brand new and second cars have been rocky lately and this could be due to the price of purchasing a vehicle, the cost of living increase...

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When will self-driving cars take over UK?

When will self-driving cars take over UK?

There has been a lot of talk over the past few years about driverless cars and when they will be used on UK roads. A self-driving car is one that needs no human interaction and instead is operated by artificial intelligence to get you from A to B. The UK recently...

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The Pros & Cons of Black Box Car Insurance

The Pros & Cons of Black Box Car Insurance

If you’re a new or young driver it can sometimes be pretty costly to get car insurance. This is due to the increased likelihood of an accident. According to Brake.org, 1 in 5 drivers crash within a year of passing their test. There are a number of ways in which you...

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Clean air zones – ULEZ and CAZ explained

Clean air zones – ULEZ and CAZ explained

UK Clean Air Zones – what are they?  Clean Air Zones are becoming increasingly popular all over the UK, with more cities adopting a cleaner lifestyle than ever before. Initiatives such as Ultra Low Emission Zones (ULEZ) and Clean Air Zones (CAZ) are in place to...

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10 unbelievable facts about cars

10 unbelievable facts about cars

There are so many cars in the UK and sometimes we may take that for granted. Cars are incredible transportation machines that came into global use during the 20th century. Have a read on some of these amazing facts about cars that you’d never have known. Top 10 facts...

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Top 10 cars for camping

Top 10 cars for camping

For many drivers, there’s nothing better than getting away for a weekend of camping fun! The fresh air, the long walks and the peace and quiet are all some of the top reasons why a few days in the countryside are so sought after. So, before you get road trip...

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How to replace a car key battery

How to replace a car key battery

Change a car key battery in 5 easy steps! The latest addition in our ‘how to..’ series teaches you how to replace a car key battery yourself. Changing your car key battery is one of the easiest quick fixes you can do yourself at home and can save you...

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What is a credit check?

What is a credit check?

Credit checks are really important to your financial life and can be the key to getting the best finance deal possible. There are a range of scenarios where a credit check may be performed against you but mainly they’re used by lenders to see how you can handle...

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Safety tips for driving in the rain

Safety tips for driving in the rain

Driving in the rain doesn’t have to be stressful! It’s true that driving whilst it’s raining can increase braking and stopping distances and heavy rain can decrease visibility but there’s nothing to be worried about! Knowing the top tips below...

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Who is the best credit referencing agency UK?

Who is the best credit referencing agency UK?

In the UK, there are 3 credit referencing agencies that we recommend using when checking your credit score. They are TransUnion, Equifax and Experian and can all help you check your credit report for free. With three to choose from though, how do you know which is the...

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How to jump start your car

How to jump start your car

There are a number of reasons why your car’s battery may go flat, from leaving the headlights running to a faulty battery. Whatever the reason, a flat battery is usually not ideal! There are ways in which you can learn how to jump-start your car and the latest...

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How to change a car battery

How to change a car battery

You may need to change a car battery at any time and having a flat car battery can cause real problems, especially if it’s unexpected! Your car battery will probably die at the most inconvenient of times, because well, that’s just life really! However, if you’re...

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Which car is best for city driving?

Which car is best for city driving?

If your daily commute often includes city driving or short journeys, you usually won’t need a car that’s good for long commutes as you’ll probably end up paying more than you need to! So, when you’re shopping for the best city cars, there can...

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Why buy a hybrid car?

Why buy a hybrid car?

If you’re thinking about buying a hybrid or electric car, it may be hard to know which is best for you! Many drivers see hybrid cars as the stepping stone before going fully electric. This is because a hybrid car is one that uses both an electric motor and a...

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Types of hybrid cars – which is best?

Types of hybrid cars – which is best?

For many drivers, hybrid cars are still a bit of a niche market and there are still a lot of concerns around factors such as range anxiety or the best car to buy. However, the popularity of hybrid cars is on the rise and it can be a great stepping stone if...

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Top 5 PCP car finance myths busted

Top 5 PCP car finance myths busted

For many drivers, the benefits of getting a car on PCP are second to none and it’s easy to see why PCP is one of the most popular forms of car finance, there is however a lot of speculation and misconceptions around PCP car finance deals with and if...

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The Best Baby Car Seats UK

The Best Baby Car Seats UK

There is a huge number of car seats on the market so it can be difficult to decide which is the right one for you and your baby. With a range of features to choose from, it can be tricky to make a decision. The most important factor, however, is safety. With that in...

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10 things you need in a car emergency kit

10 things you need in a car emergency kit

When you’re a driver it can pay to be un-prepared on family camping trips or on day-to-day journies. Whether you’re number one concern is keeping kids safe in the car or keeping your phone fully charge for emergencies, having a roadside kit can be a good...

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Top 10 fuel savings tips you should know

Top 10 fuel savings tips you should know

The price of petrol and diesel can fluctuate at any time and 2022 saw some of the highest ever. However, no matter what the current state of the cost of fuel is, there are a few simple fuel-saving tips that every driver should know. Our latest blog below looks at how...

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Best cars for snow

Best cars for snow

The weather in the UK is certainly unpredictable and snow can hit anywhere between November and March! So, with this in mind, you may be looking for the best cars for snow driving and how to find out what you’ll need from your next vehicle that’s fit for...

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Winter driving tips UK

Winter driving tips UK

For many drivers, being on the road in winter can be a worry. British winter weather is certainly unpredictable and whether we’re battling heavy snow, icy roads or a huge downpour, it’s best that you are prepared for the cold weather. When it comes to...

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How do higher UK interest rates affect car finance?

How do higher UK interest rates affect car finance?

In the UK, the base rate of interest has increased numerous times. 2022 has seen some of the highest interest increases for a long time and if you have a car on finance, a mortgage or are looking to take out a loan, you may be wondering how you will be affected. The...

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Best eco-friendly cars

Best eco-friendly cars

Eco-friendly cars are increasing in popularity and it’s no wonder why, along with the obvious benefit to the environment with low emissions, they often have fantastic fuel economy saving you money in the long run. Not only that but with tighter regulations coming in,...

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Best cars for golf clubs

Best cars for golf clubs

If you’re a keen golfer and are looking for the best cars for carrying golf clubs, our latest blog is perfect for you! This type of sport brings a lot of luggage to the table and means you’ll have to consider how much room you’ll need. If...

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What is the cheapest way to charge an electric car?

What is the cheapest way to charge an electric car?

It’s no surprise that more people than ever are asking what is the cheapest way to charge your EV? With the cost of living crisis and electricity costs at an all-time high, you don’t want to be paying more than you need to when it comes to your electric...

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Best cars for child seats

Best cars for child seats

Finding a car that can accommodate your child’s car seats can be tricky, especially if you’re looking for the best cars for 3 child seats. As a parent, it’s your priority to make sure your children are safe in the car and the right car with the right...

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Best Cars For Dog Owners

Best Cars For Dog Owners

Adopting a furry friend is serious business and it’s important that when on the road, your pet is comfortable and well-catered for. As a nation of dog lovers, more people than ever are looking for cars that suit dogs! That is why we have compiled a list of the very...

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Cheapest vans to buy UK

Cheapest vans to buy UK

If you’re in the market for a van, it can be hard to know which is best for your financial circumstances. Many drivers will be looking for the cheapest vans to buy UK so we’ve put together a list of some of the best! There’s a whole range of vans on the market so...

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Is it better to lease or finance a car UK?

Is it better to lease or finance a car UK?

If you’ve never had a car on finance before, you may be wondering what the benefits are and if it’s suited to you. However, the popularity of drivers choosing to lease a car has increased in recent years. It can be hard to know whether to lease or finance a car so at...

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Best automatic cars UK

Best automatic cars UK

The popularity of automatic cars has proliferated in recent years. With more people than ever choosing to learn to drive an automatic car, the demand for the best automatic cars has increased in 2022. With the UK looking to be more eco-friendly with their vehicles,...

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Best Cars for Tall People

Best Cars for Tall People

If you’re reading this, you’re probably sick of cars that aren’t fit for purpose. When you’re over 6ft, the best cars for tall people can be a struggle to come across. It’s hard to know what key factors to look for and will need to test drive many...

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Best cars for beginners UK

Best cars for beginners UK

If you’ve just passed your driving test or are in the market for your first car, we can help! Getting your first car is a really exciting time but it shouldn’t be a decision you rush into. There are plenty of things to consider; from finding the cheapest car insurance...

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Best electric cars UK

Best electric cars UK

If you’re in the market for a new car, you may be considering something a little more eco-friendly! Electric and hybrid cars are a great way to reduce your carbon footprint, improve air quality and save money. But what are the best electric cars 2022? With the petrol...

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The best used cars under £10k

The best used cars under £10k

Looking for a new car but don’t want to break the bank? With our list of the best used cars under 10k in 2022, you can find the car that’s right for you and within your budget! In the used cars under 10k market, there is so much choice! Whether you’re looking for your...

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How to keep children safe in the car

How to keep children safe in the car

When you’re a parent, all you want is for your kids to be happy and safe but how do you ensure they are not at risk when in the car? Whether you’re planning a summer road trip or want to know how to keep them safe when commuting, we’ve got you covered. Our guide below...

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Best cars for towing

Best cars for towing

What are the best cars for towing caravans? If you’re looking for the best car for towing 2022, it can be hard to find something that’s practical, affordable and good-looking! With our list of best cars for towing, you can make the car buying process even easier....

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Getting car finance online vs. in-person

Getting car finance online vs. in-person

When it comes to getting a car on finance, you may not be sure which is the right path to go down. Car finance allows drivers to spread the cost of their next car into affordable monthly payments and is a popular choice for many. If you’re not yet familiar with the...

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Best MPG cars UK

Best MPG cars UK

The most fuel-efficient cars you can buy in the UK today. Looking to get a new car that gives you more bang for your buck? Look no further! With the cost of fuel at an all-time high, more drivers than ever are looking for cars with the best MPG to get more out of...

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Should I buy an electric car?

Should I buy an electric car?

More people than ever are choosing to buy an electric car. There are so many benefits of owning an EV and how they fit into your lifestyle. With the petrol and diesel ban coming into play in 2030, it may have spurred more people to buy an electric car in the UK. The...

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Best-selling vans UK

Best-selling vans UK

Most popular vans and pickups UK Are you in the market for a new van? Van finance is a great way to help spread the cost of owning a van for your business or personal needs! Picking the right van for you can seem like a minefield but we are here to help! Our guide...

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How are car finance interest rates calculated?

How are car finance interest rates calculated?

Getting a car on finance is a great way to help spread the cost of owning your next car. When you get any form of finance or loan, you will be required to pay interest on top. If you’ve never had a car loan before you may be wondering how car finance interest rates...

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Best cars for commuting UK

Best cars for commuting UK

For many people, the daily commute is a necessity that they don’t enjoy. That’s why it’s important that you choose a car that will be fit for your purpose when it comes to your daily drive. With more people returning to the office in 2022 and no longer working from...

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How does a car finance broker work?

How does a car finance broker work?

Car finance brokers — everything you need to know: UK Car Finance is a registered and trusted car finance broker UK. We help customers get the best car finance deal with low-rate finance and affordable monthly repayment plans. Many consumers aren’t aware of how using...

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Car finance with good credit

Car finance with good credit

If you’re looking to get a car on finance with good credit, we can help! But you may be wondering how having good credit can affect your car finance rates and why it’s important to potential car finance lenders. It can be easier for people with good credit to get...

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Best hybrid cars

Best hybrid cars

2022 is a great year for buying a car, there are more options than ever, especially if you want to get a car that’s more eco-friendly. With the looming diesel ban 2023, where all sales of new petrol and diesel cars will be banned, this year may the one you invest in a...

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Electric Car Range Comparison

Electric Car Range Comparison

Welcome to our electric car range comparison. If you have range anxiety or are just intrigued by the current performance of EVs, then you’ve come to the right place. Let’s find out how far an electric car can go in one charge, which cars have the longest-range...

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Range Anxiety

Range Anxiety

With multiple studies repeatedly showing that drivers suffer from range anxiety we decided to conduct our own research to see what your views are. We found that range anxiety is still very real with 49% of respondents reporting that they had concerns over the range of...

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Does car finance affect your mortgage?

Does car finance affect your mortgage?

Two of the biggest financial decision you usually make in life is how to fund your home and your car. Both of which typically rely on some form of lending such as car finance or mortgages. In both situations, finance lenders will usually need to take a look at your...

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What do credit report codes mean?

What do credit report codes mean?

Have you ever checked your credit report and found yourself confused by the codes on your credit report? You’re not alone! Many credit report agencies use codes that lenders understand, however you may not! This can be frustrating, and even if you have good credit,...

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Most eco-friendly vans

Most eco-friendly vans

The demand for eco-friendly vans has risen substantially in the past few years and it’s not hard to see why. Commercial electric and economical vans have come a long way since they were first on the scene. With improved technology, a longer range, and more options to...

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Debunking electric car myths

Debunking electric car myths

Myths about electric cars The majority of the world is still yet to join the electric car revolution. However, with that said, there were a number of electric cars which made the best-selling cars of the year list in 2021. So, should you choose to go all-electric in...

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Top 10 Safest Cars

Top 10 Safest Cars

Top 10 Safest Cars For Sale Here at UK Car Finance, we are counting down the top 10 safest cars. When it comes to getting a new car there are many features you may be considering; cost, fuel efficiency, and reliability are often high up the list. But one of the most...

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Best Low Emission Cars that meet Euro 6 Standards

Best Low Emission Cars that meet Euro 6 Standards

If you are looking to purchase a new or used vehicle then you may already be wondering what the best low-emission cars are. Many of our cities are introducing Ultra-Low Emission Zones and driving a vehicle that doesn’t comply with the Euro 6 rules could end up costing...

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How to change your oil

How to change your oil

How to change the oil in your car  As part of our ‘how to…’ series, we’re bringing you all the info on what car owners should know. From how to prevent travel sickness to how to change a tyre, we are here to help! We all like to save a little money here and there and...

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Car dealers overcharging by £1000 on PCP deals

Car dealers overcharging by £1000 on PCP deals

Car dealerships are currently under scrutiny by the Financial Conduct Authority (FCA) for overcharging on their Personal Contract Purchase deals. For independent car finance providers such as UK Car Finance, we are a car finance broker and lender rather than a car...

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How to change a tyre?

How to change a tyre?

Whether you’ve Googled “How to change a tyre” because you’re currently stranded outside your car in the pouring rain with a complete flat tyre or your here for precautionary measures because you realise it’s a necessary skill to know what is involved in changing...

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