Get a quote without harming your credit score!
Our FREE car finance checker allows you to make a soft search application for finance with no obligations and no harm to your current credit score! If you’re looking to get a pre-quote approval from our lending panel, we can help you do just that! We take all the information we need from you on our easy, stress-free application form and can get a finance decision back to you within the hour!
Why use our car finance checker?
🧡 Protect your credit score.
Using our ‘soft search’ car finance checker leaves no mark on your credit file, so you can have peace of mind that your credit file isn’t harmed.
🧡 Calculate your loan.
Once you’ve got an idea of whether you’d be approved, you can use our car finance calculator to find out how much you can borrow.
🧡 It’s completely FREE.
Our car finance checker is a completely free tool that allows you to check your chances in the comfort of your own home!
🧡 Get the car you want!
Secure your car finance deal with us and then choose your car from a range of reputable FCA-approved dealerships across the UK.
With the car finance checker from UK Car Finance, you can check your chances of approval for FREE! Our online car finance checker provides a ‘soft search’ on your credit file, which doesn’t affect your score in the slightest! If you’re not sure how you would rate your own credit score, why wait to find out? Get started today by filling out our short application form!
What is a car finance credit check?
A car finance credit check is used to see where you fall on the credit scale. even if you have a low credit score or good credit, our car finance check is really straightforward and removes any second-guessing with no credit report codes and fancy jargon. We take the information you give us to perform a soft search credit check, (this doesn’t harm your credit file in any way), and from that get in touch with a score and we show you how likely you are to be approved for car finance and at what rate based on customers who applied with a similar credit file to yours. Please note our car finance credit checker is designed as a guide only.
Unlike some other car finance companies, our free car finance checker is just that, a checker. This means you can check your chances without being tied down to a hard search.
Your result will be based on the details you provide us, so make sure they’re all correct when you submit the form. When you’ve got your results, you can work out your monthly budget with our car finance calculator and find the car that’s right for you.
What is a soft search?
When you apply for any type of finance or credit, lenders will check your credit file to see what sort of credit position you’re in and how likely you are to be accepted by them. This is what’s known as a hard search, which can affect your credit score and potentially decrease it. A car finance soft search however is the exact opposite, when you apply or check your credit with us, we will check your credit file without leaving a mark on it. It also means that your result is only visible to you and us! When you make a soft search application with us, we are able to match you up with the most suitable lenders and make sure you get the best deal possible. Your credit score will only be visible to any third parties when your deal is being finalised. Find out more about our soft credit check car finance deals.
What is a car finance calculator?
Another handy tool we have devised to make your car finance application even easier is the car finance calculator. Like the car finance checker, our calculator also performs a soft search on your credit file when you apply. Once you’ve found out where you stand on the eligibility scale, why not use the car finance calculator to set your monthly budget and duration of loan and then shop for cars within your budget? It really is as simple as that!
Ready to get started?
Quickly and safely find out your car finance eligibility without harming your credit score!
Another handy tool we have devised to make your car finance application even easier is the car finance calculator. Like the car finance checker, our calculator also performs a soft search on your credit file when you apply. Once you’ve found out where you stand on the eligibility scale, why not use the car finance calculator to set your monthly budget and duration of loan and then shop for cars within your budget? It really is as simple as that!